CBE Institutional Repository

This is the one stop center for accessing and sharing a wealth of academic and research resources produced by our member of staff. Our repository is therefore, dedicated to showcasing the exceptional scholarly work produced by our institution's faculty, researchers, and students. Some of the works produced may be:

  • Research Papers
  • Theses and Dissertations
  • Conference Proceedings
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Recent Submissions

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Comparative Analysis on the Effects of Covid-19 Pandemic on Banks’ Performance in Tanzania. A Case of Commercial Banks in the Lake Zone, 2020.
(CBE – Proceeding BEDC, 2020-11-17) Magoma, Anthony.; Mbwambo, Haika.; Sallwa, A. Alfred.
The global effect of novel Coronavirus on the banking sector is a subject that needs thorough analysis. The present study was undertaken to assess the comparative effect of COVID-19 on the CRDB and NBC bank in the Lake zone from 1st January to 30th June 2020 in Tanzania. The study was longitudinally designed to allow the researchers to explore and analyse the effects of COVID- 19 on the Tanzanian Banking sector. The study applied statistical analysis techniques such as ANOVA for analysis of differences in bank performance within the stated period and paired sample t-test for comparison of the bank’s performance before and after COVID-19 outbreak. Only secondary data were collected from CRDB and NBC Bank Zonal offices in Mwanza and a deep analysis was undertaken to assess the effect of COVID-19 pandemic on bank’s performance before and after the outbreak of COVID-19. The variables that were tested included loan ratio, retail banking operations and mobile banking trends. The findings revealed that there was a decrease in loan ratios, a slight decrease in retail banking operations and a huge increase in mobile banking transactions as reflected from the results. This study recommends that banks should emphasize the use of mobile banking as it has proved to be the best alternative banking channel. Further studies should be conducted on other banking operations such as Net Interest Margin, profit expense margin, ROA, ROE and just to name a few.
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Creating an Enabling Environment for Youth Small and Medium Enterprise Startups: A Comparative Study of Tanzania and India, 2020.
(CBE – Proceeding BEDC, 2020-11-17) Nade, B. Paschal
Small and Medium Enterprise sector is central to youth employment generation and contribution to GDP globally. These potentials of SMEs may vary from one country to another depending on the efforts taken by the respective countries in improving the enabling environment for youth SMEs startup. In this era of acute youth unemployment especially in developing countries like Tanzania, there is a need to intensively invest in business enabling environment for youth SMEs startup. This paper aimed at comparing the enabling environment for youth SMEs startups between India and Tanzania. India and Tanzania were chosen purposively due to the wide gap that exists between them in terms of business doing environment. Also, the start-up point is emphasized in this paper since it is the biggest barrier to youth engagement in the SMEs sector. This paper employed a qualitative methodology where a critical review of secondary data was made. It is noted that the two countries differ in three critical aspects of enabling environment for SMEs startup. These aspects are financial support, training support and material support. India has various grants, free and low-interest rates schemes, unlike Tanzania. The training system in India has been linked with some financial schemes, the component that you can hardly find in Tanzania. Also, India has various non-financial support for SMEs startups such as machines provision, workshop attendance support and spaces/accommodation support for small businesses. Generally, SMEs startup environment in India is better compared to Tanzania. Tanzania can generate some lessons from India to improve its enabling environment for youth SMEs startup.
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Digital Diplomacy Apparatus: Awareness and Usage for Digital Economy in Tanzania, 2020.
(CBE – Proceeding BEDC, 2020-11-17) Mujwahuzi, L. S.; Kajerero, J.
Digital Diplomacy (DD) is now globally regarded as a form of public diplomacy which involves the use of digital technologies and social media platforms such as Twitter, Facebook, and the like; by states to enter into communication with foreign publics. This paper is building the argument that one of the diplomatic functions is to enter into communication as the results raise the so-called digital economy. The point of departure for this paper is that, although scholars have said much on the use of digital media in the field of diplomacy and how countries are utilizing these apparatus in the pursuit of their foreign policies, still much is needed to be discussed on how these digital technologies can be used by diplomats to spear heard digital economy of the country in as much as economy is the backbone of many nations if not all. In so doing, the paper examines the awareness on DD apparatus, duration of being aware, uses of DD apparatus and service accessed by the respondent regarding the digital economy in Tanzania. A cross-sectional research design is adopted coupled with purposive sampling technique to obtain data. Quantitative data were analyzed by using SPSS version 24, while the qualitative data were analyzed thematically. It was found that majority (86% ) of respondents were aware of Digital Diplomacy apparatus; 75% of the respondents acknowledged that they were aware of the DD apparatus for more than one year past; under the usage of Digital Diplomacy apparatus, 93% of the respondents use DD apparatus. It was generally concluded and recommended that since the majority are aware of DD, knew DD for more than a year, and use DD apparatus then, the government through the ministry of foreign affairs should encourage diplomats to use DD not only for foreign policies but also for digital economic policies.
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Effects of Corporate Governance Disclosure on Profitability of Public Listed Firms in Tanzania.
(Ilomata International Journal of Tax & Accounting., 2022-10-31) Mwenda, Beny; Ibrahim, Magwana
This study investigated the effect of corporate governance information (CGI) disclosure on profitability of firms listed in the Dar es Salaam Stock Exchange (DSE). 21 listed companies were studied for a period ranging from 2006 to 2021 using a mixed research method with an explanatory sequential design. Return on equity (ROE) and Return on Assets (ROA) were employed as dependent variables in the panel data analysis. CGI disclosure was an independent variable. Geographical diversification, firm age, firm size, and sales growth were the control variables. Secondary data was obtained from DSE. Qualitative data was gathered via semi-structured interviews. Thematic analysis and a random effect model with two estimates (1 and 2) were utilized to analyze qualitative and quantitative data respectively. The findings suggested that there was a positive and significant effect of CGI disclosure on firm profitability. The findings adds to the body of knowledge by signifying stakeholder’s theory. The study concluded that Disclosure of CGI may undeniably result in increased profitability. We recommended that firm managers should pay a closer look at CGI disclosure, enhance their disclosure practices, and invest in disclosure strategies that will benefit stakeholders.
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Effects Of Corporate Socıal Responsıbılıty On Busıness Performance A Case Of Total Energıes, Tanzanıa.
(Asian Journal of Management Entrepreneurship and Social Science., 2024) Chaton, Saddam; Mwenda, Beny
This study investigated the effect of CSR on business performance at Total Energies Tanzania Limited. The research study employed a case study design where Total Energies Tanzania HQ was selected as a case. In this case, the unit of study namely Total Energies Tanzania Limited was used to collect secondary data on the company's CSR practices and its effect on business performance over time. Population of this study was management at Total Energies headquarter with authority to disseminate company’s information about CSR. By reflecting the purpose of the study “Effect of corporate social responsibility on business performance a case of Total Energies Tanzania”, employed a purposive sampling in choosing 5 top management officials at Total Energies Tanzania Limited to be interviewed. The plan of the study was to use both, the primary and secondary data. However, the field data was not collected because the management did not allow it to happen. Time series data were collected for the time period extending from 2018 to 2022 through company annual reports and other sources. Return on equity (ROE) and Return on Sales (ROS) were employed as dependent variables in the time series data analysis. CSR was an independent variable. Liner regression model was employed in order to uncover the connection between CSR and performance of the company. The findings of the study indicated that there was no statistically significant association between education CSR, health CSR, and the business performance of Total Energies. These results suggest that the company's endeavors in education and health CSR did not lead to positive financial outcomes, potentially due to stakeholders' negative perceptions regarding the company's commitment to CSR. It is recommended that companies engaging in CSR activities align these initiatives with their corporate strategies to achieve favorable outcomes.